Contact Sales
Home / Success Stories

Building Trust and Speed in Online Financing

To continue scaling securely and smoothly, Aplazame—one of Spain's leading fintechs for point-of-sale financing—turned to Veridas. The goal: streamline digital onboarding without compromising compliance or fraud prevention. The result? A seamless integration, faster verifications, and fraud detection capabilities that have helped Aplazame maintain trust and performance—even during high-demand periods like Black Friday.

/Impact & Results

financing volume growth
x 0
financing volume growth
0 s
onboardings automatically validated
+ 0 %
processes per month
+ 0

/Overview & Challenges

Who is the client?

Aplázame is a leading Spanish fintech that enables consumers to finance their online purchases directly at the point of sale. Since its founding ten years ago, and following its acquisition by WiZink Bank, Aplázame has scaled dramatically—multiplying its financing volume by a factor of 1,000. Its core focus lies in providing a simple, fast, and secure digital user experience.

Challenges and Problems

Operating within a regulated banking environment, Aplázame faced the dual challenge of maintaining an agile user experience while complying with strict security and identity verification requirements mandated by the Bank of Spain.
The company needed a reliable and efficient solution to verify the identities of users requesting financing—ensuring both compliance and fraud prevention without compromising the seamless experience that defines the Aplázame brand.

Play Video

/Opportunities y Benefits

Opportunities for
Aplazame

/Automate the identity verification process to reduce manual intervention and speed up user onboarding.

/Comply with strict banking regulations while preserving a fast and simple user experience.

/Strengthen fraud prevention capabilities to detect identity fraud attempts, especially with the rise of AI-powered threats.

Benefits for
Aplazame

/+85% of onboardings now processed automatically significantly lowering operational costs and reducing delays.

/Reliable performance during peak demand, such as Black Friday, with no service degradation.

/Improved detection of complex or edge-case documents enabling smoother access for all customer profiles—including refugees and residents with non-standard IDs.

/Challenges addressed by Veridas for Aplazame

Business Problems Solved

Veridas delivered a comprehensive digital identity verification solution that addressed Aplázame’s most pressing needs:

  1. Fast and trustworthy validation of identity documents and biometric verification
  2. Reliable performance during high-demand periods
  3. Capability to handle complex or non-standard identity documents (e.g., refugee cards or residence permits without photos)

Unique selling points

Aplázame chose Veridas after a successful real-environment pilot. Key differentiators included:

  1. Speed and accuracy: Real-time document and selfie validation in under 10 seconds.
  2. Customization and adaptability: Ability to fine-tune performance for edge cases
  3. Exceptional support: Hands-on guidance during integration and daily monitoring during launch
  4. Scalability: Infrastructure that dynamically adjusts to support high-volume events like Black Friday

/Client Testimonials

What stood out to me was how well Veridas supported us—not only during integration but also through ongoing monitoring and tuning. You can really tell you’re working with a team that cares.

Since implementing Veridas, we haven’t seen any major fraud attempts succeed. In an environment like ours, that peace of mind is invaluable.

Javier Yuste, CPO

/Discover more success stories

Try a demo
Facial Parking Access

Simplify entry, save time, and manage your stadium parking more efficiently.

Quick Facial Parking Access

Enter the parking area in under 1 second with facial recognition technology.

Stress-Free Experience

Simplify the ticket purchase process and enable attendees to enjoy a hands-free experience throughout their stadium stay.

Enhanced Security

Elevate your parking security for peace of mind.

Facial Ticketing

Protect your Stadium with our end-to-end identity verification platform, featuring biometric and document verification, trusted data sources, and fraud detection.

Instant Identity Verification

Verify your attendees’ identity remotely in less than 1 minute.

Pop-up Convenience

Simplify the ticket purchase process and enable attendees to enjoy a hands-free experience throughout their stadium stay.

Maximum Security

Enhance the security of the purchase process, eliminating the possibility of fraud, resale, and unauthorized access.

Popup title

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.